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DON'T LET A CLAIM RAIN ON YOUR PARADE.

Offer a Premium Benefit Package that Protects You and Your Employees.

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ELEMENTS OF A BENEFIT PACKAGE

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DENTAL, VISION & SUPPLEMENTAL INSURANCE

This coverage is an important part of your benefit package that helps focus on the overall health of your employees:

  • Dental Insurance – Great benefit plans include high quality dental coverage for employees and their dependents. All of the plans we offer ensure preventative care is 100% covered and even allows for any necessary basic and major dental treatments. 

  • Vision Insurance – In today's world, most employees spend a large portion of their day starring at screens. Your employee's overall eye health is an important part of making sure they can be productive in the office.  This is an inexpensive benefit that ensures employees are covered for regular eye exams along with contacts and glasses. 

 

  • Supplemental GAP Insurance – This is an Insurance policy that reinsures your deductible and limits your out of pocket costs, for healthcare.

    • Visit our YouTube channel to listen to Bob walk you through the basic concept of this coverage and show you how it can save money and give everyone peace of mind.

HOURS & LOCATION
Location

PO Box 35-0214

Westminster, CO 80035

 

Tel: 303.635.2292

Fax: 303.648.4434

Mobile: 303.356.5014

Hours

Monday - Friday 

8:30 am to 5:30 pm

 

Saturday 

9:00 am to 12:00 pm

 

Evenings by Appointment

Testimonials

Bob and his team have been an amazing resource for excellent employee benefit options. I've had the distinct pleasure of working with them these last few years and could not have maintained any level of sanity without their help. 

Melissa R.

Bob Thompson consistently maintains the highest level of professionalism, integrity, dependability, and customer service. He keeps abreast of the current trends in the insurance industry and readily makes high value,- cost effective recommendations, to ensure that the needs of the employees and the company are consistently met. 

Dave M. 

Thank you so much Bob! I am sure happy you are part of our team.

Ruben O.  

Medical Record Analysis
GROUP HEALTH INSURANCE

Medical Insurance doesn’t have to be difficult to understand. We help our clients select ACA qualified plans that will limit out of pocket costs for themselves and their employees. 

These are a few things that we suggest our clients think about when you start to design your benefit package:

  • We advise our clients to create a benefit portfolio with several plan options, under one medical carrier. That way their employees have a variety of plans to choose from when it comes time to enroll. 

    • We suggest offering gold, silver, bronze & HSA options, so everyone has a plan that is right for them. 

  • As the employer, you can fix your contribution costs for all plans and allow the employee to buy up to a richer plan on their own, if they choose to do so. Understanding your desired budget, when it comes to benefits, is an important step in our design process. 

  • We work with groups that have employees located in Colorado as well as out-of-state and can design a portfolio that will ensure your entire team is able to be covered. 

  • As an added value, we can even connect you with several partners that will assist you with your COBRA administration, Section 125 Premium Only Plans, Flexible Spending Accounts, Health Savings Accounts and more.  

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LIFE & DISABILITY INSURANCE

Life insurance is a crucial step in planning for your future and the future of your loved ones.

  • Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

  • Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

  • Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.

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